Apply to be the next The Payments Institute Scholarship recipient!

Master your payments knowledge with a variety of payments curriculum including:
• AAP Prep School Study
• General Payments Systems School of Study
• Payments Risk & Compliance School of Study
• APRP Prep Specialization
• Payment Innovations and Technologies Specialization
• Lecture Halls
• Master’s Program

The Payments Institute will take place July 22-25, 2018 at the Emory University Conference Center Hotel,
Atlanta, Georgia.

Apply for the UMACHA scholarship by Friday, May 18, 2018. Win free tuition! Airfare and lodging are separate with discounts available through NACHA.

Download the Application and Apply Today!

  Payments University

From your newest hire to your longest-tenured employee, this two-day event has something for everyone. Designed with a basic and advanced track, participants of all levels will be able to learn about returns, regulations, file formats and the various obligations your institution has with payment systems. Mark your calendar to ensure you do not miss this informative two-day event.

August 9th & 10th, 2018 – Minneapolis, MN
October 25th 26th , 2018 - Fargo, ND


**Times, topics and credits are subject to change 

   Compliance Symposium                                       

Payments are moving faster - is your compliance team ready to keep up?
This full-day special event focuses on not only ACH Rules compliance, but looks at the broader regulatory landscape related to electronic payments. Join UMACHA staff and industry leaders on topics covering the latest updates on the impacts of Same Day ACH and changes to the many regulations related to payments.  As risk and compliance remain in the front of the mind for examiners and your organization, this is one event you cannot afford to miss!

May 9th, 2018 – Maple Grove, MN
May 17th, 2018 – Moorhead, MN
May 22nd, 2018 – Sioux Falls, SD 

Let us help you with this year's ACH Audit, ACH Risk Assessment, and/or RDC Risk Assessment!

  Fraud Symposium

UMACHA, Financial & Retail Protection Association (FRPA), and the Federal Reserve Bank of Minneapolis partner to present the 2018 Fraud Symposium.  Become aware of the latest in financial crime and receive a number of tips on how to help prevent fraud from happening to at your financial institution. The agenda is jam-packed with useful information for you to stay ahead of the fraudsters. Potential topics include: anatomy of a cyber-security attack, consumer and elder fraud scams and prevention, crime trend updates, fraud mitigation strategies, and more! You won’t want to miss this go-to resource for understanding how to combat fraud within the industry.

May 8th, 2018 – Maple Grove, MN
May 16th, 2018 – Moorhead, MN
May 23rd, 2018 – Sioux Falls, SD
July 18th, 2018 – Marquette, MI 

**Times, topics and credits are subject to change



From time to time, the Upper Midwest Automated Clearing House Association (UMACHA) will take candid and group photograph(s) of participants attending UMACHA sponsored meetings and other events. UMACHA will use and display these photos for educational and promotional purposes, including in UMACHA newsletters and promotional materials and on the UMACHA website. By attending the UMACHA meeting or event, you hereby grant to UMACHA, its agents, and employees all rights to exhibit and reproduce these photographs in print and electronic form publicly or privately, without compensation to you. You further agree that your name and identity may be revealed in descriptive text or commentary in connection with the photographs. You waive any rights, claims, or interest you may have to control the use of your likeness in such photographs regardless of media used. If you would not like UMACHA to use a photograph of you as described above, pleased send a statement in writing to “UMACHA, Photo Administrator” at

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