Navigating Payments 2019 General Session Keynote Speakers

Fred_InternalFred Laing II, AAP, CCM, NCP, President Emeritus UMACHA

Mr. Fred Laing, II is the President Emeritus of the Upper Midwest Automated Clearing House Association, or UMACHA.  He’s been at UMACHA over 34 years, having been involved in the significant growth of the network at both the regional and national level. 
He completed his fourth term on the NACHA Board of Directors at the end of 2017 and is the past-Chairman of the NACHA Internet Council.  He is on the steering committee of the Risk, Regulation, and Security Group within the NACHA Payments Innovation Alliance, and has served two terms on the Risk Management Advisory Group at NACHA (RMAG) and just rolled off the NACHA Government Relations Group.

He’s a member of the Editorial Board for the NCP (National Check Professional) Program through ECCHO.  He’s a member of the American Society of Association Executives, and is an Accredited ACH Professional (AAP) a Certified Cash Manager (CCM) and a National Check Professional (NCP).

Barr_InternalDebbie Barr, AAP, CTP, Senior Director Network Rules Process

Administers the NACHA Rule Making Process, works directly with the Rules & Operations Committee, fulfills the role of NACHA’s ACH Operators Relationship Manager, acts as the Rules liaison to the Regional Payments Associations, Direct FI Members, and the Software Interchange Exchange (SIX) Group.

CarrubaPaul Carruba, Adams and Reese LLC.

Paul Carrubba has significantly expanded the firm's banking practice nationwide through his legal experience and banking background. His areas of experience include checks, drafts and other negotiable instruments, wire transfers, automated clearing house and other electronic transactions, and the laws and regulations governing each of them. Paul has extensive experience in drafting and reviewing banking agreements, including account deposit and treasury management, and vendor agreements.

With more than 45 years of experience in the financial services industry as a bank operations manager, consultant, author and attorney, Paul has written six books on banking and banking law and has served as an expert witness in numerous cases on issues dealing with reasonable standards in the banking industry. His clients include several top financial institutions in the country and a number of software and service provider vendors for the financial services industry. Paul frequently presents seminars and other presentations on banking law and regulations, and he is a member of the faculty at the NACHA Payments Institute.

Mary WachaMary Gilmeister, AAP, NCP, President PAR/WACHA

Mary is the President of WACHA (The Premier Payments Resource) and an Accredited ACH Professional and a National Check Professional (NCP).   Mary has been President of WACHA for 22 years. Mary is also President of Payment Advisory Resource (PAR) a subsidiary of WACHA.   Mary has served on the NACHA (National ACH Association), Marketing Committee, the NACHA Board of Directors and chaired a Nation Wide Direct Deposit Campaign in 1998 and participated on the Federal Debit Collection Improvement Act of 1996.  Mary also has served as Chairman of the Regional Payment Associations and has also been chair of the education committee. In addition Mary has chaired many national rule making committees for NACHA and has served on many panels. Currently, Mary is participating in developing a program with the State Bar association of WI. Mary speaks nationally at the NACHA conference, and other conferences nation wide.  She also trains the state and FDIC examiners. 

wendyWendy Wishon, AAP, NCP, Senior Vice President, Epcor

Ms. Wishon has been with EPCOR since 1996 after a long career in the banking industry, both retail and operations, at a community bank, a savings and loan and a large commercial bank. She provides oversight of all critical functions of the organization, including EPCOR payments education, compliance and risk education, conferences and audit services departments. Ms. Wishon has been an Accredited ACH Professional (AAP) since 1996; and achieved her National Check Professional (NCP) designation is 2011. Wendy is a frequent speaker at various payments industry conferences, including NACHA’s Payments Conference and other regional conferences. Ms. Wishon represents the EPCOR membership on NACHA’s Compliance and Operations Standing Rules Group, NACHA’s Rules and Operations Committee and she sits on the Payments Institute Board of Regents and the Steering Committee of the Internet Council.

Lee Wetherington 2019Lee Wetherington, Director of Strategic Insight for Jack Henry & Associates®

Lee directs the development of actionable insight and strategy for the financial services industry at large. To this end, he creates programs, presentations, and articles designed to orient and educate financial executives on the trends and implications of new technologies. He routinely delivers keynotes and forecasts nationwide focusing upon opportunities and challenges in fintech, payments and digital banking, and he is widely renowned for his unique style of comedic delivery.

Lee received bachelor degrees in Economics and English from Duke University in 1990, and, in 1993, he completed graduate studies at Emory University before joining a payments startup born out of the backroom of a community financial institution in South Georgia.

kristaKrista Ryan, Professional Business Coach, Personal Mindset Coach, Trainer, Speaker

Krista Ryan is a professional business coach, success trainer and motivational speaker.  She lives in Byron, Minnesota with her husband, Chris and their three children.  Krista and Chris own and operate the community bank in Byron (First Security Bank), where she also holds the title of Marketing Director, Director of Human Resources and serves on the Board of Directors.  Throughout her banking career, Krista has found a passion coaching bank employees on workplace satisfaction, morale and productivity. In early 2017, Krista decided to follow her passion and get certified as a professional coach so that she could help other employees and business teams benefit from the support business coaching offers. On October 1st, 2017, just a few days after returning from her training in professional coaching, Krista and Chris, along with four other friends, were attendees of the Route 91 Harvest Festival in Las Vegas. That night, they became witness to the largest mass shooting in American history which claimed the lives of 58 innocent victims and left thousands of others recovering.  Now, two years after the event, Krista is speaking to her audience from a professional and business perspective on the power of ones own mindset.  She tells her personal story and lessons learned from this mindset shift and how she now spreads the message of self accountability to live with joy, happiness and love through every chapter of life. Through her story, she aspires to leave her audience striving to live happier, healthier, more fulfilled lives both in work and at home.