Financial institutions and corporate members across the Midwest choose UMACHA as a key resource to enhance their understanding of electronic payments. We're known for our extensive knowledge base, our high quality services, as well as our national presence in the payments industry.

We serve over 740 member banks, credit unions, affiliates, and partner organizations located in Minnesota, Michigan, Montana, North Dakota, South Dakota, and Wisconsin.

Our Vision
We are an extraordinary and distinctive provider of knowledge and services for payment system stakeholders.

Our Mission
We are a best in class provider of payments services, demonstrating our knowledge, professionalism and passion through our quality and dedication to members and stakeholders.


PamalaPamala Kipka

What is Your Role at UMACHA? This position performs bookkeeping responsibilities, generates accounting reports, and supports Senior Director of Operations and Membership with month end financial reporting. Responsible for supporting and coordinating all UMACHA events, working closely with the Education Services Department, to ensure all events are successful. Coordinate the publication program for all UMACHA products and those re-sold from other associations.

What are Three Words to Describe UMACHA? Friendly, Efficient, and Virtual

What has Been Your Favorite Project at UMACHA?
My favorite project that I worked on at UMACHA will always be the process of booking hotels and setting the events up from start to finish.
Where Would You Like to go on a Dream Vacation? My dream vacation would be going to Paris to see all the museums and looking at all the sights that Paris has to offer but seeing all those things with my daughter.
You are Happiest When? I am happiest when I am spending alone time with my daughter and watching her grow. She is learning new things every day and growing so incredibly fast. I am the happiest when I am with my daughter.
Are You Messy or Organized? I am ORGANIZED…. So, organized that my shirts are in rainbow order and sorted by sleeve length. Did I mention that my DVD’s are in alphabetical order!

Least Favorite Food? 
My least favorite food is definitely canned peas and Reese’s Peanut Butter Cups